Asset Finance

Asset finance is a type of funding that enables businesses to obtain the necessary equipment, machinery, vehicles, or other assets without having to pay the full cost upfront. Instead, the business pays for the asset over a period of time through regular installments.

At Anglian Commercial Finance, we provide flexible and competitive asset finance solutions tailored to meet your business needs.

Whether you require funding for plant or machinery, office equipment, car fleets, commercial vehicles, or development to acquisition funds, ACF introduces a diverse range of asset finance options.

Our options include:

• Leasing – Leasing is a financial arrangement where a business or individual rents an asset for a fixed period in exchange for regular payments, with the option to return, extend, or purchase the asset at the end of the lease term.
• Sale and Leaseback – Sale and leaseback is a financial transaction where a business sells an asset, such as property or equipment, to a lender and then leases it back, allowing the business to continue using the asset while freeing up capital.
• Contract Hire – Contract hire is a leasing arrangement where a business rents an asset, such as a vehicle or equipment, for a fixed period, typically including maintenance and servicing, with the asset being returned to the leasing company at the end of the contract term.
• Hire Purchase – Hire purchase is a financial arrangement where a business or individual acquires an asset by paying an initial deposit and then repaying the remaining balance in installments, with ownership transferring to the buyer once all payments are made.
• Sales Finance – Sales finance is a financial arrangement where businesses offer customers the option to purchase goods or services on credit, often through installment plans or financing agreements, to enhance sales and affordability.
• Product Development – Product development is the process of designing, creating, and bringing new products to market or enhancing existing ones to meet customer needs and preferences.
  Acquisition – Business acquisition is the process of one company purchasing and taking control of another company to expand its operations, market share, or capabilities.

No matter the size or type of your business, ACF Area Account Managers are here to assist you.