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WHAT COST TO YOUR BUSINESS IF YOU OR KEY MEMBERS OF STAFF ARE UNABLE TO WORK OR AWAITING CONSULTATION FOR

MEDICAL TREATMENT?




The pressures on the National Health Service today mean that waiting lists for both minor and major surgery are unacceptably high.



Long gone are the days when the state would look after you if you were ill or have had an accident and could not work.



The chances of you being unable to work through ill health at some stage in your career is much greater than you may think.



The means to opt for immediate private treatment is essential, but is private medical insurance affordable?



Premiums can vary from company to company with very little difference in benefit levels.



ACF will find you the most competitive scheme available that matches your needs and make sure that you continue to get the best advice in the future.




Our advisers can provide advice

  • Identify your personal needs

  • Explain the benefits and limitations of the schemes

  • Explain the claims procedure

  • Explain in detail the recommended scheme

  • Explain that any information about you would be kept securely and in accordance with the Data Protection legislation







Why not call us today on: 01480 471615



you can email us at: info@angliancommercialfinance.co.uk



or use our online contact form
FACTORY GROWTH Factories are growing at the fastest pace in almost seven years after a solid three months to November that beat all forecasts and put Britain on trace to start 2018 on a firm footing. The Office of National Statistics said that manufacturing had expanded by 0.4% in November, taking the sectors annual growth rate for the latest quarter to 3.9%, the biggest rise since March 2011.

WIDENING SKILLS GAP Companies are facing skill shortages at critical levels that will restrain economic activity this year unless the issue is addressed, a leading business lobby group has warned.Concerns about recruitment have been mounting as unemployment fails to a 42 year low of 4.3%. Companies that recruit much of their their skilled workforce from overseas fear that the UKs departure from the European Union will make the process harder.

. SERVICE BOOST HELPS ECONOMY The UKs economy likely`grew at a significantly faster pace last year than was forecast, after a closely watched survey showed the dominant services sector performing better than expected. The purchasing managers index for the services sector, which is considered one of the best indicators of growth before official figures, showed a balance of 54.2 in December up from 53.8 the previous month and the second biggest rise since April 2017.

RISE IN RETAILERS GOING BUST The number of retailers going into administration has risen for the first time time in five years as falling consumer confidence and rising costs take their toll on businesses.Figures compiled by Deloitte show that 118 retailers became insolvent last year, a 28% increase on 2016 when 92 firms filed for administration.

HOUSEBUILDERS DRIVE GROWTH Activity in the construction industry is rising at the fastest pace in five months, but growth is being driven entirely by housebuilding. The closely watched purchasing managers index for the sector showed that business optimism had picked up for the first time in three months, with increased sales boosting hopes that clients aversion to taking risks will recede next year. The construction index rose to a balance of 53.1 last month, up from 50.8 in October and considerably better than economists expectations of 51.The survey, which is compiled by IHS Markit, the data analytics provider, comes after the PMI report for Manufacturing showed that last month factories lifted production at their fastest rate in four years.

HOUSE PRICE GROWTH House price growth remained steady in November according to Nationwide Building Society, undershooting economists expectations and signalling that activity in the housing market continues to cool.Nationwide said that its mortgage data showed that the average price rose by 2.5% in the year to November the same as October. The average house price in November was 209,988.

500,000 UK BUSINESSES IN DISTRESS Nearly half a million British businesses are in "significant financial distress" in what Begbies Traynor described as the calm before the storm. The number of businesses experiencing financial distress had reached "unprecedented" levels over the past 12 months. Many had "overstretched themselves" taking too many risks after being lulled into a false scene of security by the continued low interest rate environment. There were 448,011 businesses across the UK suffering significant financial distress between July and September, an increase of 27% compared with the same period last year, it said. Begbies Traynor defines businesses as having "significant" financial problems if they have minor county court judgments recorded against them, a sign they are struggling to pay bills.