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Many established businesses are well run and fundamentally sound, yet constantly suffer from a debilitating shortage of cash which can eventually lead to the breakdown of profitable trading.

Invoice Discounting solves this problem. You continue to receive your customer's payments and manage your sales ledger and credit control activities. Invoice Discounting will give you a prepayment facility against your invoices of up to 80% and the balance when your customers pay.



The Benefits to you are:
  • No more cash flow headaches, leaving you free to concentrate on growing your business.
  • Receive cash on delivery but still give your customers the credit terms they have always enjoyed.
  • Improve your return on capital invested.

The service costs are divided into two areas:
  • Service charge and low interest loan.
  • Most companies find the finance costs less than a normal overdraft.
  • It depends entirely on your individual requirements and the workload involved.
  • As a guide, the service charge for invoice discounting would be in the range 0.2% to 0.7% of annual turnover.
  • The finance would be around 2% to 2.5% over base rate.


Why not call us today on: 01480 471615

you can email us at: info@angliancommercialfinance.co.uk

or use our online contact form
RETAIL SALES BOUNCE August was the best month for British retail sales since 2015, according to a monthly high street tracker by BDO, the accountancy firm. There was a 2% rise in retail sales. An increase in staycations and an influx of tourists after the fall in the value of the pound helped to push the sale of lifestyle goods up by 3.3% year on year in August. In fashion sales, a like for like rise of 1.5% represented the sectors best performance since last November. The sale of homewares rose by 1.9%.

MANUFACTURERS CASH IN ON WEAK POUND Factories are enjoying some of the best conditions in two decades as the fall in the pound and strengthening of the global economy boost factory orders and rates of production. More manufacturers are reporting that their order books and levels of output are increasing than at any time since 1995, according to EEF, the manufacturers organisation.

EMPLOYMENT AT RECORD HIGH Unemployment fell to a 42 year low in the three months to June as the labour market continued to set records in defiance of concerns about Brexit. Although wage growth remained disappointing, extending the squeeze on household incomes for a third month, the employment rate hit a record high.Unemployment has dropped to 4.4%, the lowest since 1975 and below the Bank of Englands estimate of the level at which wage inflation will start to build.

COMPANIES IN DISTRESS The number of companies in significant financial distress has jumped by 25% as businesses struggle with a slowdown in consumer spending and price increases, a survey shows. Begbies Traynors Red Flag report found that 329,834 companies were feeling the strain in the second quarter, up from 263,517 over the same period.

EXPORT BOOM Britains factories are experiencing their strongest performance in nearly three decades as the fall in the pound gives exporters an advantage abroad. The CBI said that order books in June had climbed to their highest level since August 1988, while export demand hit a 22 year high, raising hopes of manufacturing boom to offset slower consumer spending.

DOMINANT SERVICES Britains economy is gathering speed again after a lackluster first quarter following a pick-up in activity in the UKs dominant services sector in April. Economists said the closely watched survey pointed to growth of 0.6% in the three months to June if current trends persist, which would double the disappointing 0.3% expansion in the first quarter of the year. The purchasing managers index for the services sector, which accounts for four fifths of GDP, defied predictions to jump to a four-month high of 55.8 in April, above all forecasts. Any reading above 50 indicates growth.