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Anglian Commercial Finance is a one stop shop for the financial activity of your business.

We specialise in responding to the needs of small to medium sized businesses.

We can help you protect and grow your business using our individually tailored financial services to suit your particular needs, cost effectively and efficiently.








ACF works with you to understand your business and your customer expectations.

We are authorised and regulated by the Financial Conduct Authority (FCA)

Anglian Commercial Finance a trading arm of Nationwide Debt Solutions Limited registered in England No3895407

Created and Maintained by Aztech Business Systems Ltd.

HOUSE BUILDING UP The construction sector avoided another slowdown in April as house-building grew at its fastest pace in five months. The IHS Markit/CIPS purchasing managers index rose to 50.5, above the neutral 50 threshold and forecasts of 50.3, and better than the March reading of 49.7. Although house building activity expanded, commercial work and civil engineering activity continued to decline.

STOCKPILING BRITAIN Manufacturers in Britain are stockpiling goods at levels not before seen in an advanced economy as they prepare or Brexit related disruptions. Increases in inventories of input materials and finished goods helped to lift factory activity to its highest level in more than a year last month.According to the IHS Markit/Cips manufacturing purchasing managers index, activity rose to 55.1 from 52.1 in February. A reading above 50 indicates growth.

CONSTRUCTION FLAGS The construction sector slowed for the second time in a row in March as Brexit uncertainty continued to put a dampener on investment. The IHS Markit/cips purchasing managers index edged up slightly to 49.7 from 49.5. However, any figure below 50 signifies a contraction. The decline in construction activity represents the first back-to-back fall in output levels since August 2016, just after the Brexit referendum.

SHOP PRICES RISEShop prices rose at their highest rate in six years last month as higher commodity bills and poor weather pushed up costs for retailers. Inflation was driven by rising food prices, which grow by 2.5% in the year to March, up from 1.6% in February. Prices for clothes, consumer goods and other non-food items remained flat, according to figures from the British Retail Consortium and Nielsen, the consumer insight group.

CONSUMER CONFIDENCE Consumer confidence is holding steady in face of growing uncertainty about Britains departure from the European Union, according to a survey.The closely watched GfK consumer confidence index came in at -13 in March, unchanged from the previous month but down 6 points over the year. It has been lower only twice in the past five and a half years, in December and January.

RISING INFLATION Inflation is rising again after five months of decline in a trend that threatens to renew the squeeze on living standards.Consumer prices rose by 1.9% in February compared with a year earlier, up from 1.8% in January and above forecasts for it to remain unchanged. Higher food, alcohol and tobacco prices led to the increase but economists warned that far larger rises were to come.

HOUSE PRICES House prices grew at the slowest pace in six years in January, according to official figures. Average house prices in Britain rose by 1.7% to £232,000 in the year to January, slower than the 2.2% growth recorded last December, the Office for National Statistics said. Britains property market has cooled significantly sine the Brexit vote, when prices were rising by about 8.2% on an annual basis.

SHRINKING ECONOMY Britains economy slowed almost to a halt at the end of last year, with a collapse in trade, manufacturing and business investment, according to figures from the Office for National Statistics. In 2018, the UK grew 1.4%, down from 1.8% in 2017, making it the equal weakest year since 2009.

INSOLVENCIES AT HIGHEST The number of personal insolvencies in Britain hit its highest level for seven years in 2018 while the number of company insolvencies was the most for four years. Corporate insolvencies rose on the back of an increase in the number of high street retailers going into administration. Toys R Us, Poundworld, Mapland and HMV were among the 16,090 companies that collapsed. As many as 115,299 people in England and Wales went through insolvency proceedings during 2018, according to the Insolvency Agency.

. EMPLOYMENT AT HIGHEST Employment is at its highest since records began in 1971. According to the Office for National Statistics, employment rose by 141,000 to 32.5 million in the three months to November, while unemployment rose by 8,000 to 1.37 million, 68.000 lower that a year ago. The jobless rate is 4%, the lowest since 1975.

UK PRODUCTIVITY Britains productivity problems show little sign of ending after output per hour fell to its weakest level in two years. For the three months to September, productivity was only 0.2% better than the same period last year, the Office for National Statistics said. It was the worst annualized rate of growth since the third quarter of 2016.Britain has seen barely any productivity growth since the end of 2007, after enjoying growth of about 2% in the preceding decade.

NEW CAR SALES Growth in new registrations of hybrid and electric cars has slowed to a snailís pace, latest figures show. New car sales fell 6% to 2.54 million in 2017. Th Society of Motor Manufacturers and Traders said that the slump had been driven by a 30% collapse in diesel sales, down by 315,000 cars to 750,000 in 2018.However, hopes that hybrids, plug-in hybrids and pure battery-electric vehicles could begin to pick up the slack have come to nothing. Alternative fuel vehicles make up only 6% of the market, even though sales in the year rose by 20% from 116,000 to 141,00.

HOUSEHOLD DEBT JUMPS Britain is facing a borrowing time bomb with the average household now shouldering a record £15,385 in unsecured debt, according to to TUC. An analysis by the trade union federation found that total unsecured debt through credit cards, loans and overdrafts was almost 50% higher than the personal debt mountain that preceded the 2018 economic crash. Total unsecured debt rose to £428 billion in the third quarter of 2018. The average household debt of £15,385 is up £886 in a year. Unsecured debt as a share of household income is now the highest yet, at 30.4%.